Mobile Deposit
Ingo Money is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions https://www.ingomoney.com/terms-conditions/general-sdk/ and Privacy Policy https://www.ingomoney.com/privacy-policy Approval review usually takes 3-5 minutes, but may take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Unapproved checks will not be loaded to your card. Ingo Money reserves the right to recover funds from bad checks if you knew the check was bad when you submitted it, if you attempt to cash or deposit it elsewhere after funding or if you otherwise act illegally or fraudulently. Fees may apply for loading or use of your card. See your Cardholder Agreement for details. Fees and other terms and conditions apply to check load services.
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Mobile Deposit Td Bank
Mobile check deposit allows you to save time by depositing your checks remotely, no matter where you are or what time of day it is. Instead of making a run to the bank, you can simply snap a. Open the app and tap Deposit in the quick-action menu at the bottom of the Welcome screen, then Deposit a check. Choose an account and enter the amount of the check. Take pictures of the check with your phone or tablet. Verify the information and submit.
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Mobile deposited funds are available on the day after the deposit credit date, unless a hold is applied. If a hold is required on the check, you’ll receive a message during the deposit, and you’ll be able to cancel the deposit. If you continue and submit your mobile deposit, you’ll receive information about the hold on the confirmation screen and in the email sent to your primary email address and secure inbox.
For deposits made | Funds are generally available |
---|---|
Before 9 pm Pacific Time business days | On the next business day after the day of your deposit |
After 9 pm Pacific Time business days | On the business day after the deposit credit date |
Non-business days | On the business day after the deposit credit date |
Mobile Deposit Limits Suntrust
For example, if you make a deposit before the cut-off time on a Monday, funds are generally available on Tuesday. If you make a deposit after the cut-off time on a Friday, funds are typically available on the following Tuesday. Business days are Monday through Friday except Federal holidays. The deposit credit date is provided on your mobile deposit confirmation screen and in the email we send you when your transaction is complete.